Sydney Payday

FAQs

What does Sydney Payday specialises in?
Sydney Payday is a website that offers easy comparison facility of short term loan deals. We do not provide any loan deal directly. But we can provide you with complete details of the various short term loan deals available. With us you can draw easy comparison of these deals and make the right choice.

Who can qualify?
In order to qualify you will need to confirm about your citizenship, employment and you must be above 18 years of age. You should also hold an active checking account where direct cash can be deposited by the lender upon approval.

Will my bad credit status hold me from qualifying?
Approval completely depends on lenders. We can only forward your application to efficient lenders capable of fulfilling your requirements. So, depending on what your current credit status is, your application may or may not be accepted by the lender.

What are payday loans?
Payday loan are short term loans designed to offer you the cash you are running short of ahead of your payday. Anyone who is employed and facing any unplanned expenses can opt for this loan.

What are installment loans?
Anyone who is in need of a loan that can be repaid back in easy instalments can apply for instalment loans. These loans are perfect for anyone who is unable to repay back the borrowed money all at a time.

What are late or missed payment consequences?
If for any reason you fail to repay back on time or miss the repayment date you will be charged with additional fee. Lenders may raise the rate of interest as well.

How can I get further information?
Whether you have query or need additional information related to any of our services feel free to contact us at any time.

You Borrow - $275 You Pay - $341 Representative APR 1223.6% (Variable)

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.